financial-analyst-api-production-b81a.up.railway.app
API calculates loan amortization schedules, fix-and-flip underwriting, and currency P&L decomposition for financial analysis.
Trust signal
1 of 4 pillars
coverage 25%
Unrated — not enough evidence yet to assign a tier.
Pillars
Signals
Evidence tiers, not an endorsement · trust model v0.1.0 (provisional) · CDP-lane settlement only (D3) · Trust API coming soon
On-chain traction
No on-chain settlement recorded. Unverified = not settled or not yet indexed — never treated as zero.
ERC-8004 agent registry
Not found in the ERC-8004 agent registry. This is the default state — absence is not a negative signal.
Identity & classification
Settlement volume
Per-service timeline not available yet. No settlement recorded for this entity in the indexed period.
Endpoints(8)
Financial Analyst API — Amortization. Generate full loan amortization schedule with summary and milestones. Supports interest-only periods for bridge loans and commercial RE. Returns monthly payment, total interest, payoff date, and milestones.
Financial Analyst API — FX P&L. Decompose investment returns into local asset performance and currency movement contribution. Given entry and exit prices in any currency pair with dated interim cash flows, returns total USD P&L, annualized return, and the exact basis points attributable to FX versus the underlying position. Applicable to cross-border private equity, international fixed income, commodity positions, and any multi-currency investment where currency attribution matters.
Financial Analyst API — XIRR. Compute annualized IRR over irregular cash flow periods. Negative amounts represent capital outflows — initial investment, follow-on draws, fees. Positive amounts represent capital inflows — distributions, dividends, sale proceeds, income. Handles PE fund waterfalls, real estate dispositions, project finance draws, venture investments, and any series of dated cash flows regardless of interval.
Financial Analyst API — Fix & Flip Underwriting. Solves backwards from your desired profit to the maximum purchase price. Pass 2-5 After-Repair Value (ARV) comps, repair cost, hold period, and hard money lender terms — engine returns max purchase price, required equity, full cost waterfall, cash-on-cash return, and MOIC. Loan sized at min(75% of ARV, 90% of purchase + repairs).
Financial Analyst API — Monte Carlo Simulation. Returns P10/P25/P50/P75/P90 percentiles, mean, std, and probability of exceeding a threshold over uncertain input variables. Supports correlated variables via Cholesky decomposition.
Financial Analyst API — Short-Term Rental (STR) Underwriting. Airbnb, VRBO, and vacation rental investment analysis. Given a property address, purchase price, financing terms, and quarterly revenue assumptions (Average Daily Rate and occupancy by quarter), returns a GO/NO-GO verdict with Year 1 cash-on-cash return, cap rate, IRR, MOIC, and a 10-year annual cash flow projection. All decision thresholds configurable per call. Deterministic math, no LLM.
Financial Analyst API — LP/GP Waterfall. Distribution across multiple periods: Distributes cash in order: return of capital, preferred return, GP catch-up, then up to 5 promote tiers with IRR or MOIC hurdles. Penny-accurate using Python Decimal. ACT/365 day count matches Excel.
Financial Analyst API — LBO Model. Leveraged buyout returns analysis. Pass entry EBITDA, purchase multiple, and debt multiple — engine sizes the Term Loan automatically. Returns sources & uses, IRR, MOIC, operating model, debt paydown schedule, and sensitivity tables across exit multiples and leverage scenarios.